注册会员
进士 六级
 
- 积分
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- 2164 金币
- 注册时间
- 2009-8-24
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介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。.那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。
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9 a9 O0 J) e, e; b3 j1 G' p开账户也很简单, 只要登陆网站 www.ingdirect.ca/referafriend/ 然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key) 13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。) g% `# Z3 v0 d; @/ C y
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注意申请者需有SIN。( w6 |' X8 P3 b) u& Q
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ING DIRECT的所有利率情况如下:
3 Q) }5 H. s. U! w0 Q2 XInvestment Savings Account (ISA) 1.35%
) U7 T0 A6 H( Z& R( ?US$ Investment Savings Account (ISA) 0.75%' v; X3 [2 j, N9 u S# S$ o( z8 O
RSP Investment Savings Account (RISA) 1.35%
8 B2 d4 B% B4 ]9 Q! |Tax-Free Investment Savings Account (TFSA) 3.00%
: C$ C# x, S3 E% lChildren's Savings Account 1.35%
' ]$ S+ w8 B+ Y0 Z7 Z( L$ aBusiness Investment Savings Account 1.35%
s" l* J% J& V2 w) O( ? c$ S6 n: AUS$ Business Investment Savings Account 0.75%8 q+ Q; Q& J+ ?% X! k* F
Guaranteed Investment (GIC) - 1 Year 1.25%; C7 ]+ n V6 `
Guaranteed Investment (GIC) - 1 ½ Year 1.50%+ `. O3 E5 M8 q. D
Guaranteed Investment (GIC) - 2 Year 2.00%
1 Q; e) J7 B" i4 x: }1 e( R; ^Guaranteed Investment (GIC) - 3 Year 2.50%3 M$ k0 E' y& K y& ~
Guaranteed Investment (GIC) - 4 Year 2.50%& G$ F, c4 _/ ?2 }
Guaranteed Investment (GIC) - 5 Year 3.25%3 ]( S! M |0 O. p) l+ U/ a
US$ Guaranteed Investment (GIC) - 1 Year 1.00%
& D3 q! x1 [ o, G3 kUS$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%$ ~& C! }5 T1 }1 [0 Z; o
US$ Guaranteed Investment (GIC) - 2 Year 1.25%
& k! _* O5 L/ RUS$ Guaranteed Investment (GIC) - 3 Year 2.00%! Y& G9 O; t, [7 d
US$ Guaranteed Investment (GIC) - 4 Year 2.00%
6 V1 H. k6 i0 R1 C- j8 ^US$ Guaranteed Investment (GIC) - 5 Year 2.00%
6 T8 N% m6 C) S, R4 fShort Term Guaranteed Investment (GIC) - 90 Days 0.50%' K+ c* _" c# f% @5 ^
Short Term Guaranteed Investment (GIC) - 180 Days 0.50%) @* ^/ q: @& U1 j }2 j* k
Short Term Guaranteed Investment (GIC) - 270 Days 0.50%' F& O l$ q# ^& m: F O/ ^) A
US$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%" @" d: v: s: ]" c, v1 u
US$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
7 H$ S- x7 Y; ?7 L& F0 yUS$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
% I6 m ] q5 j1 [Business Guaranteed Investment (GIC) - 1 Year 1.25%3 h {8 |* b9 ?1 ]: p, Z' b- ]* F
Business Guaranteed Investment (GIC) - 1 ½ Year 1.50%& u' z4 J) W7 a' G- X2 h1 c
Business Guaranteed Investment (GIC) - 2 Year 2.00%
5 w# w1 Y6 }% r; W4 wBusiness Guaranteed Investment (GIC) - 3 Year 2.50%' G' \& n1 |& ` p: t
Business Guaranteed Investment (GIC) - 4 Year 2.50%/ j+ C1 G8 u' o5 O! Q* A
Business Guaranteed Investment (GIC) - 5 Year 3.25%6 `+ v. G q2 q2 M
US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%
! o6 P" H! m; |/ ~% ZUS$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%
* M3 H2 K7 @ rUS$ Business Guaranteed Investment (GIC) - 2 Year 1.25%
R# H* Z" J& y9 [US$ Business Guaranteed Investment (GIC) - 3 Year 2.00%/ N# U: t( V' h, l6 M, c8 }# A
US$ Business Guaranteed Investment (GIC) - 4 Year 2.00%, v0 }/ N& A2 b8 y- _# u. y& @
US$ Business Guaranteed Investment (GIC) - 5 Year 2.00%9 G, ^) j: ^3 T) }6 n# Q$ F
Business Short Term Guaranteed Investment (GIC) - 90 Days 0.50%" S2 {% z/ t4 R
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%, x; t) @8 D7 I1 j+ I Y* u2 A- b4 A
Business Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
% d' ?+ V: t5 c" S* A7 g6 lUS$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%5 B/ x) K: q4 X! w5 N5 L9 r
US$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%7 N) ~# P+ g+ {: R. z6 M
US$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%' q4 a/ |- U! [
RSP Guaranteed Investment (RGIC) - 1 Year 1.25%$ a% Q. o5 \8 U1 m1 T+ N
RSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%
9 ^* {: Z- B# i$ bRSP Guaranteed Investment (RGIC) - 2 Year 2.00%
( _# F' D ^; @+ _RSP Guaranteed Investment (RGIC) - 3 Year 2.50%
U) V6 A+ r* _9 I+ A7 b8 T, \! L' v+ \RSP Guaranteed Investment (RGIC) - 4 Year 2.50%
8 C1 L* W9 \, I& qRSP Guaranteed Investment (RGIC) - 5 Year 3.25%( ?1 `3 p* O D& j2 J; y0 a7 d
Short Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%% H4 O* s7 |* b
Short Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%) t' T/ S+ X1 u0 i
Short Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%
" i5 U4 h: W; S2 HTax-Free Guaranteed Investment (GIC) - 1 Year 1.25% M" R" F6 V+ L" h
Tax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%
+ Q2 x' G5 l$ Z qTax-Free Guaranteed Investment (GIC) - 2 Year 2.00% m) a. _1 W" ^8 t3 A
Tax-Free Guaranteed Investment (GIC) - 3 Year 2.50%) E4 Y$ ?4 R7 A; A0 G1 M) P
Tax-Free Guaranteed Investment (GIC) - 4 Year 2.50%/ z6 f0 M; C8 U
Tax-Free Guaranteed Investment (GIC) - 5 Year 3.25%/ M6 _8 d7 ~6 j9 [9 f
Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%% N, I0 Z$ x) W1 \
Tax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
6 g d- Y$ [2 c. u: W/ yTax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%$ m, v' O1 Q! @& d: ]- ^- U$ u
Credit Account as low as 3.95%
3 t& `0 ]7 f4 |! }6 runmortgage - 1 Year 3.39%
$ B+ I- F4 l) V/ l! M: Vunmortgage - 2 Year 3.59%
. I0 E' n- b7 m# k$ L3 k5 I7 ounmortgage - 3 Year 3.65%; f5 c7 q5 u5 K- J5 E
unmortgage - 4 Year 4.09%
( f2 [: K/ f* R# R' `- @unmortgage - 5 Year 4.49%- S; Y& o1 j8 i# z, L0 @
unmortgage - 7 Year 5.50%$ q9 g" b4 ~3 H6 H. _
unmortgage - 10 Year 5.50%% \' F3 r, _# c- u; R& E
unmortgage - 5 year variable |
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